Ellen M Rugg, MA, MSW, LICSW 30 Years Providing Individual & Group Psychotherapy
  • Approach to Psychotherapy
  • Teletherapy during Covid
  • Credentials & Professional Affiliations
  • Women’s Therapy Groups of Seattle
  • Clinical Consultation Group
  • Fees, Forms, & Insurance
  • Useful Links
  • Contact

Fees, Forms, & Insurance



 
                                   Insurance & Fees

                      My current rate for an individual session is $140.
                      My current rate for groups is $50-$80 per session.
                            
                            (*Please note that my groups do not meet the medical necessity criteria
                            covered by insurance.  Instead of treating mental illness, these groups are to increase life satisfaction                               and self-awareness. You can read more about my groups at www.WomensTherapyGroupsSeattle.com)
                     
                     I accept payment by check, cash, or Zelle secure bank-to-bank transfers.
                     
​                     Cancellation policy for individual sessions: 48 hours’ notice to avoid being charged full fee;
                            Monday appointments need to be canceled by the end of the business day on the previous Thursday.
             
      I am a Preferred Provider (in-network) for the following health care plans:
      *Cigna
​      *Lyra
      *First Choice

      As a Preferred Provider, I’ll bill your insurer directly, and you’ll owe me your copay/coinsurance (and deductible if it isn’t paid yet).  It’s always a good idea to check with your insurer regarding  coverage specifics. If your plan requires pre-authorization, it is your responsibility to acquire authorization.

      I am an Out-of-Network Provider for the following health care plans:
      *Aetna
​      *UBH
      *Regence
      *Kaiser PPO
      *Premera, Anthem, and Lifewise
      
     As an Out-of-Network provider, you’ll pay me up front, and I’ll provide you with the necessary form to submit for reimbursement. As an out-of-network provider my agreement is with you, rather than with your insurance company.    It’s always a good idea to check with your insurer regarding coverage specifics.

     You may choose not to use your health insurance for therapy to maintain a higher level of confidentiality.  When a health insurance plan isn’t involved, the work is simply between you and me with no third parties involved.       

     Please print out and bring these forms to your first appointment:
                     
                     Psychotherapist Disclosure            

           Notice of Privacy Practices

                               Telehealth Consent Form                     


                    
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  • Approach to Psychotherapy
  • Teletherapy during Covid
  • Credentials & Professional Affiliations
  • Women’s Therapy Groups of Seattle
  • Clinical Consultation Group
  • Fees, Forms, & Insurance
  • Useful Links
  • Contact